Building good Financial habits: Budgeting

Andrew Leung
3 min readJan 6, 2022
Photo by Sincerely Media on Unsplash

Budgeting is one of the most important skills in your goals of Financial Independence and to staying out of debt. You may be thinking, why do I need a budget to keep track of how I spend?” For many people although we may think we aren’t spending a lot, sometimes it turns out we are spending more and just may not feel like it. If you are making a budget, it can be as simple as this: the amount of money that you have…

Andrew Leung

I will be sharing the plain and honest: truths, pros and cons as well as my experiences of Personal Finance, Side Hustles, and Investing.