Building good Financial habits: Budgeting

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Budgeting is one of the most important skills in your goals of Financial Independence and to staying out of debt. You may be thinking, why do I need a budget to keep track of how I spend?” For many people although we may think we aren’t spending a lot, sometimes it turns out we are spending more and just may not feel like it. If you are making a budget, it can be as simple as this: the amount of money that you have…