How to balance between saving and spending

Photo by Bekir Dönmez on Unsplash

Budgeting is on of the best financial tools in personal finance. It helps us know where we are spending on and how much we should be spending. But one of the biggest misconceptions is that with budgeting we should be slashing away at as many expenses and un-needed purchase as possible. While this is very useful for saving us money that we can use to invest or save, it does make it personally frustrating for some…

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Andrew Leung

Andrew Leung

231 Followers

I will be sharing the plain and honest: truths, pros and cons as well as my experiences of Personal Finance, Side Hustles, and Investing.