Preparing for the ultimate break-retirement

Andrew Leung
3 min readFeb 26, 2024
Photo by Nadine Shaabana on Unsplash

Retirement is a major life event often marked with the end of your working days. Although today retirement age has been pushed to an older age and there are more people than ever continuing to work into their retirement. But retirement is more than just about having money to fund your days without work. Its a life changing event that shatters your previous paradigms of life, after all work encompassed up to half your working hours for the majority of your life. When you look at your own life working, makes up over 80% of the your time. You spend 12–14 years in school, but those are only for 9 months not including holidays each of those years. If you go to college it could add 4–12 years depending on how you pursue higher education, but you will have likely started working by the time you are in high school. As an adult your main source of income comes from a job or business that you operate. This will take the majority of your time. So when you stop that main hustle 12–14 hours of your day are now freed.

Retirement is a financial destination as much as it is a literal life event. So your preparation is 2 fold. The first step of course is saving and investing for that those days. There are many resources people use from retirement accounts, pensions, and their own investments. This takes time and diligence to build. But the second step is more challenging, what do you…

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Andrew Leung
Andrew Leung

Written by Andrew Leung

I will be sharing the plain and honest: truths, pros and cons as well as my experiences of Personal Finance, Side Hustles, and Investing.

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